
Dr Victor J. K. Benebo
Managing Director, Phillips HMO
Phillips HMO as a service company combines the principles of Insurance and Health Management to provide prepaid, comprehensive, qualitative, and affordable health care services through a network of efficient Health Care Providers.
Incorporated on 5th April 2019, we are a corporate organization and a member of the Phillips Consulting Group a leading business and management consulting firm, serving clients across Africa. Whilst staying true to our roots, we remain globally focused on our reputation as the Phillips brand which includes maintaining/upholding its integrity as a leading provider of qualitative transformation, Health and Technology
With a rich collection of highly skilled and experienced professional and an overwhelming culture of excellence, we help solve the problem of access to quality healthcare through partnership with quality providers across Nigeria preventing individuals and families from catastrophic health expenditure.
From our operational based in Lagos, we have a 24-hour state of the art call center with multiple call channels and a good IT driven process that guarantees easy enrollment and seamless access to care.
OUR CORE VALUES
- CUSTOMER FOCUS: We are empathetic and compassionate in our business dealing with our enrollees and clients. This customer- centric culture creates series of positive health experiences through maximized services and sustained relationships
- RELIABILITY: We walk our talk
- RESPONSIVENES: In all our dealings, speed is of importance because we value our obligations to stakeholders as at when due.
- ETHICS: We are governed by ethical principles and we deal with our obligations to stakeholders as and when due.
- TENACITY: We hold very dear our contractual and the Phillips HMO pledge; to meet and surpass the health care need of our clients at all times.
OUR VISION
To make healthcare available for everyone.
OUR MISSION
To deliver health care that works for you.
With a strategic objective to be the first-choice HMO in Nigeria and Africa, the entire managed care function of Phillips HMO is tailored and effected through a seamless process, such that our subscribers have a real experience of care, flexibility and value for their lives.
Our robust health care products are customer centric and wellness-oriented, tailor made to accommodate the Formal and informal sectors which includes single individuals, families, schools, large and upcoming corporate bodies, SME’s, religious and social groups.
Onboard Phillip HMO, the subscriber enjoys a second to none / exceptional access to primary, secondary, and tertiary care made available by our strategic partnerships with top notch medical facilities and organizations both domestically and globally. We also focus on preventive care and wellness programs, workplace safety training, Health education and promotion keeping us abreast with the multifaceted needs of our esteemed customers / subscribers.

DR. Victor j. k. Benebo
Managing Director

DR. Victor j. k. Benebo
Managing Director Dr Benebo has over 22 years of professional experience with over 17 years in the health care financing /managed care industry where he also served for over 8 years at executive management cadre (ED and then CEO).
He has a Bachelor of Medicine, Bachelor of Surgery (MB,BS) degree and a MBA (in Human Resource Management). He also holds a Distinction grade in Post Graduate Diploma in Management from the Nigerian Institute of Management (Chartered) /Obafemi Awolowo University, Ile-Ife joint programme and was the best student of his class.
He attended a postgraduate course on Quality Management in International Health at the University of Heidelberg, Germany. He is a trained and certified Assessor of the EFQM (European Foundation for Quality Management) – Excellence Model, from the University of Heidelberg, Germany.
He has had several trainings within Nigeria and abroad. Dr Benebo is a Fellow, Chartered Management Institute (UK); Fellow, Institute of Healthcare Finance and Management; Fellow, Institute for Health Insurance and Managed care, Member of the Nigerian Institute of Management-NIM (Chartered), Member of the Institute of Strategic Management, Nigeria (ISMN), International Society for Quality in Healthcare (ISQua), International Member of the American College of Healthcare Executive (ACHE) and has contributed to their International Newsletter, among other professional bodies. He is currently pursuing the Project Management Professional (PMP) certification exam from Project Management Institute, USA (having completed the course work).
Dr Benebo significantly contributed to the growth of the HMO (which he joined since 2001, pioneered the opening and successful operations of the northern zonal office, plus opening of branch offices) and to the Nigerian Health Insurance Industry in general, including the start-up process of the NHIS (working in various committees) via his vast experience in the industry for over 17 years. He is a recipient of the Development in Nigeria Merit Award (DINMA) – Healthcare Delivery Category, 2009. He is an aluminous of the prestigious World Bank Institute and the Lagos Business school (Pan African University).
He is happily married with children.
He has a Bachelor of Medicine, Bachelor of Surgery (MB,BS) degree and a MBA (in Human Resource Management). He also holds a Distinction grade in Post Graduate Diploma in Management from the Nigerian Institute of Management (Chartered) /Obafemi Awolowo University, Ile-Ife joint programme and was the best student of his class.
He attended a postgraduate course on Quality Management in International Health at the University of Heidelberg, Germany. He is a trained and certified Assessor of the EFQM (European Foundation for Quality Management) – Excellence Model, from the University of Heidelberg, Germany.
He has had several trainings within Nigeria and abroad. Dr Benebo is a Fellow, Chartered Management Institute (UK); Fellow, Institute of Healthcare Finance and Management; Fellow, Institute for Health Insurance and Managed care, Member of the Nigerian Institute of Management-NIM (Chartered), Member of the Institute of Strategic Management, Nigeria (ISMN), International Society for Quality in Healthcare (ISQua), International Member of the American College of Healthcare Executive (ACHE) and has contributed to their International Newsletter, among other professional bodies. He is currently pursuing the Project Management Professional (PMP) certification exam from Project Management Institute, USA (having completed the course work).
Dr Benebo significantly contributed to the growth of the HMO (which he joined since 2001, pioneered the opening and successful operations of the northern zonal office, plus opening of branch offices) and to the Nigerian Health Insurance Industry in general, including the start-up process of the NHIS (working in various committees) via his vast experience in the industry for over 17 years. He is a recipient of the Development in Nigeria Merit Award (DINMA) – Healthcare Delivery Category, 2009. He is an aluminous of the prestigious World Bank Institute and the Lagos Business school (Pan African University).
He is happily married with children.
- Phone:+2349062230603
- Email:victorb@phillipshmo.net
Meet our team!

Olubunmi Falua
Head of Admin and Finance

Olubunmi Falua
Head of Admin and Finance Olubunmi Falua is the Head of Finance and Administration of Phillips Health Management Services Limited. He is a finance Professional with extensive experience in leadership and strategic management, accounting and finance operations and reporting, business planning and control.
He is committed to enterprise value creation through strong internal controls, timely business analysis, accurate and insightful financial reporting. Olubunmi holds Higher National Diploma (Accountancy) of The Federal Polytechnic Ado Ekiti and Master of Business Administration (Finance).
In addition, He is a Fellow of The Institute of Chartered Accountants of Nigeria, an Associate member of The Chartered Institute of Taxation and Chartered Institute of Management. Also, He is a certified IFRS Specialist.
He has held management and strategic positions in Maritime, Consulting, Oil & Gas, Telecommunications and ICT companies before his current appointment. Olubunmi is bringing his wealth of experience for the sustainable growth of Phillips Health Management Services Limited. He is happily married with children.
He is committed to enterprise value creation through strong internal controls, timely business analysis, accurate and insightful financial reporting. Olubunmi holds Higher National Diploma (Accountancy) of The Federal Polytechnic Ado Ekiti and Master of Business Administration (Finance).
In addition, He is a Fellow of The Institute of Chartered Accountants of Nigeria, an Associate member of The Chartered Institute of Taxation and Chartered Institute of Management. Also, He is a certified IFRS Specialist.
He has held management and strategic positions in Maritime, Consulting, Oil & Gas, Telecommunications and ICT companies before his current appointment. Olubunmi is bringing his wealth of experience for the sustainable growth of Phillips Health Management Services Limited. He is happily married with children.
- Phone:+234 (0) 8022224646
- Email:olubunmif@phillipshmo.net

Khans Ossai
Head, Underwriting

Khans Ossai
Head, Underwriting Khans is an achiever/a goal getter. He is a seasoned insurance professional with experience in the Underwriting of all classes of insurance, claims/conflict management, risks management, health insurance management, logistics/ warehouse management, marketing and insurance broking.
He had worked with FBN Insurance Brokers, among other firms, and is currently heading the Underwriting department of Phillips Health Management Services Limited.
Khans graduated with HND in Insurance from The Polytechnic, Ibadan in 1998. He also has a PGD in Financial Management from Adekunle Ajasin University, Akungba, Akoko and a MBA in Marketing Management from Ladoke Akintola University of Technology, Ogbomoso. He has had several trainings in the fields of Insurance, risk management, customer service, etc.
Khans is a person of integrity, innovation, team playing and excellent customer service.
He is an Associate of the Chartered Insurance Institute of Nigeria (ACIIN) and is happily married with children.
He had worked with FBN Insurance Brokers, among other firms, and is currently heading the Underwriting department of Phillips Health Management Services Limited.
Khans graduated with HND in Insurance from The Polytechnic, Ibadan in 1998. He also has a PGD in Financial Management from Adekunle Ajasin University, Akungba, Akoko and a MBA in Marketing Management from Ladoke Akintola University of Technology, Ogbomoso. He has had several trainings in the fields of Insurance, risk management, customer service, etc.
Khans is a person of integrity, innovation, team playing and excellent customer service.
He is an Associate of the Chartered Insurance Institute of Nigeria (ACIIN) and is happily married with children.
- Phone:+234 (0) 803 455 1387
- Email:khansa@phillipshmo.net

dr. Joyce F. Olaniyi-George
Head, Clinical Services

dr. Joyce F. Olaniyi-George
Head, Clinical Services Dr Joyce Foluke Olaniyi-George, MBBS, MPH (Ib), MWACP (Family Medicine),is a family physician, and a focused public health professional and researcher with over 15 years of clinical practice.
She is the Head, Health Services of Phillips Health Management Services Limited. She has also been the CEO and Chief Medical Officer of Total Family Specialist Hospital, Ibadan where her passion for the adolescent, young people, the girl-child, and community fuels her drive for quality healthcare for all.
A Member of the West African College of Physicians, she currently serves as the Secretary of Society of Family Physicians of Nigeria (SOFPON), South West Zone and also serves as the Chairperson of the Oyo NMA committee on Anti-quackery. She is also the Research Coordinator for the Medical Women Association of Nigeria (MWAN), Oyo State.
She is also the CEO of Damaris Foundation, a non-profit for Premature Infants, which caters to the needs of preterm infants from indigent families. She is a mother of 6 and a passionate volunteer and advocate for causes that improve the wellbeing and safety of all in the community. In her spare time, she loves swimming and spending quality time with her family.
She is the Head, Health Services of Phillips Health Management Services Limited. She has also been the CEO and Chief Medical Officer of Total Family Specialist Hospital, Ibadan where her passion for the adolescent, young people, the girl-child, and community fuels her drive for quality healthcare for all.
A Member of the West African College of Physicians, she currently serves as the Secretary of Society of Family Physicians of Nigeria (SOFPON), South West Zone and also serves as the Chairperson of the Oyo NMA committee on Anti-quackery. She is also the Research Coordinator for the Medical Women Association of Nigeria (MWAN), Oyo State.
She is also the CEO of Damaris Foundation, a non-profit for Premature Infants, which caters to the needs of preterm infants from indigent families. She is a mother of 6 and a passionate volunteer and advocate for causes that improve the wellbeing and safety of all in the community. In her spare time, she loves swimming and spending quality time with her family.
- Phone:+234 (0) 80 777 682 12
- Email:foluo@phillipshmo.net

Femi Duduyemi
Head, Business Development

Femi Duduyemi
Head, Business Development Mr Femi Duduyemi began his Marketing career and rose through the ranks from the pure Life and General Insurance industry as a salesperson and later moved up the ladder into a managerial role for over 8 years.
He then, proceeded to the Health Insurance sector, at International Health Management Services LTD (IHMS) where he garnered the wealth of experience as the Head, Agency Operations, Marketing Manager and as a Marketing and Client Services Strategist at a Senior Management level.
A passionate Marketing/Business Development Professional. He had recruited and trained over 500 salespersons across the companies he had been privileged to serve with and also received several awards and special recognition for outstanding performance.
He holds a first degree in Political Science from the University of Ado-Ekiti now known as Ekiti State University and a Masters in Public and International Affairs from the University of Lagos. He is also a graduate of Quantum Business School, Lagos.
A member of the Institute of Chartered Sales Professionals (ICSP).He also holds a certificate in Accounting Technician Scheme (ATS) from the Institute of Chartered Accountants of Nigeria (ICAN). He is a certified Life-Coach from the London Coaching Academy, a Marketing Consultant, a trainer and an author.
He is currently the Head of Business Development department at Phillips HMO. He is married and blessed with Children.
He then, proceeded to the Health Insurance sector, at International Health Management Services LTD (IHMS) where he garnered the wealth of experience as the Head, Agency Operations, Marketing Manager and as a Marketing and Client Services Strategist at a Senior Management level.
A passionate Marketing/Business Development Professional. He had recruited and trained over 500 salespersons across the companies he had been privileged to serve with and also received several awards and special recognition for outstanding performance.
He holds a first degree in Political Science from the University of Ado-Ekiti now known as Ekiti State University and a Masters in Public and International Affairs from the University of Lagos. He is also a graduate of Quantum Business School, Lagos.
A member of the Institute of Chartered Sales Professionals (ICSP).He also holds a certificate in Accounting Technician Scheme (ATS) from the Institute of Chartered Accountants of Nigeria (ICAN). He is a certified Life-Coach from the London Coaching Academy, a Marketing Consultant, a trainer and an author.
He is currently the Head of Business Development department at Phillips HMO. He is married and blessed with Children.
- Phone:+234 (0)
- Email:@phillipshmo.net
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